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Virtually everyone who is in debt wishes he or she was in less debt. For the purposes of this article, debt is anything that you pay for with cash or credit during the course of a week or a month. It should not come as […]
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Does the constant worry of how much debt you owe consume your life? Are you looking at the balances on your credit cards wondering why you are almost over the spending limit? Are minimum payments all you can make? Does living from paycheck to paycheck […]
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Advance Fee Credit Cards
Some companies promise to get you a credit card no matter how bad your credit is. Here’s what can happen if you pay them the $200 or more they usually ask for:
You receive a credit card that’s only good for over-priced merchandise […]
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If you paid for defective goods or services on your credit card and the merchant will not resolve the problem, you can file a dispute with the credit card company using a procedure called, Claims and Defenses.
What are claims and defenses?
Claims and defenses are any […]
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US congressman Mark Udall thinks so; he has just presented legislation to the US Senate that out-lines his version of a “Credit Card Bill of Rights”. The gist of the bill is to force credit card companies to send notice of a rate increase prior […]
