Archive for February, 2008

Credit Card Claims and Defenses

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If you paid for defective goods or services on your credit card and the merchant will not resolve the problem, you can file a dispute with the credit card company using a procedure called, Claims and Defenses.
What are claims and defenses?
Claims and defenses are any [...]

Do We Need a Credit Card Holders “Bill of Rights”?

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US congressman Mark Udall thinks so; he has just presented legislation to the US Senate that out-lines his version of a “Credit Card Bill of Rights”. The gist of the bill is to force credit card companies to send notice of a rate increase prior [...]

First Time Buyers – It Just Gets Worse

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The UK housing market currently faces an uncertain future. With the housing crisis in the US threatening to spread across the Atlantic the outlook is uncertain for first time buyers in the UK. Currently the average first time buyers’ property price is around £160,000, a [...]