What You Should Remeber About Payment Security
Before the big digital era came a lot of money transactions were still digital. Perhaps, everything has started with the telegraph. Western Union appeared from a telegraph. In 1871 the first money transfer was made. Lately banks have started to use Internet, but money is not transport in bags long time ago. And there is nothing left to say about post-office. But, usual user had got an access to international money transfers only in XXI century. Thanks to Internet it became real.
Because the Internet is a reality without distance. Without boarders and extension. The virtual purse has no address that is why it’s not correct to say there is any money transfer. What’s the difference, where user is sitting, if money is coming from one purse to another. Now digital transfers are accessible for everyone. Of course, transfer services are trying not to loose their positions, on-line banking is developing, but what can be easier then to put money from one pocket to another?
But convenience - is only one side of medal. From other hand - the risks. From the beginning they are appearing because of imperfection of technologies. Then because of users carelessness. In new era with new possibilities, which are accessible for everyone, user is responsible for everything. But, lots of people have no idea that they are under menace! They realize everything when it’s too late.
The payment security - do a minimal checking of a system. Because from the beginning all money will be trusted to it. At this moment the international transfer can be accomplished by payment system or e-currency and you do not need to ask yourself what is electronic payment system - this knowledge is useful, but not critical.
Of course, we can use a traditional method: money transfer services, banks, post offices, etc. But, in that case a company will be responsible for a transfer, which is providing a service. Even so, you should not ignore the first step. So, the minimal system checking. Using of popular and famous company on a market will be enough. Everybody knows about PayPal, WebMoney, AlertPay and other companies. Of course, new companies can offer you more profitable conditions. But, in this case the risk is increasing. That is why think about it when the question of - where best to invest - is roaming in your mind. The documents, convincing information - all this can be falsified. That’s why, it would better for you to use a popular variant.
If a transfer (or usage of a purse) will be made from a computer, then you need to take care of its security as well. It is not safe to do such kind of operations from the public places (cybercafe or friend’s computer). It is not recommended at all. If it’s necessary - don’t save your passwords in browser (if it offers you). Delete cookies, open sessions and other data (you can find it in browser options). Wi-fi, like other wireless connection is very dangerous.
When you are working on a computer - install anti-virus and firewall. These two programs - are most important on your computer. They should appear at once after the installation of operating system it should never be turned off. Besides, if your operating system has integrated security systems, professionals recommend you to use other programs. The setting up and understanding of all these programs is a question of professionalism. But, most of them have default settings, which are permitting to get a high level of security. A choice of such kind of programs it is only a matter of your own preferences. Google will give you a lot of sources, where you can find the best of them.
Your browser - it’s not only a window to Internet. Through that window, you can withdraw your account while you using on-line banking, and also work with payment/e-currency system’s site. Explorer - is the most unsecured browser. In this case, the question of prevalence is a source of a danger. Firefox or Opera - is the best choice.
Don’t save passwords on the sites, don’t keep it on computers. Make sure not to use the same password for all services and don’t repeat a password of your accounts with mail password (it will be a purpose of thieves). Of course, it’s only basic things and they will not give you 100% guarantee. But, more than 50% of steals become possible because of users careless. They don’t do this, because of one simply reason, they don’t understand that payments transactions are in their eye-sight and if they don’t want to use yesterday’s service, they should realize a right treat to these acts, for a game with new conditions.
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